Let's calculate your financial future! Please select the sections you would like to include in the calculation.
In this section we will ask questions about your home equity and mortgage so we can simulate how your property value and mortgage repayments will affect your net worth over time.
In the US, historical data indicates that house prices have experienced an average annual growth of approximately 5.5% from 1992 to 2024 according to the CEIC.
However, this rate has varied over time, so for our calculations, we assume a property value growth rate of 3% per year to account for market fluctuations.
Section 1 of 3: Home Equity & Mortgage
What's the value of your property?
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Section 1 of 3: Home Equity & Mortgage
Do you have a mortgage on the property?
Section 1 of 3: Home Equity & Mortgage
How much is the loan amount?
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Section 1 of 3: Home Equity & Mortgage
What is the average rate you expect to have over the lifetime of your loan?
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Section 1 of 3: Home Equity & Mortgage
How much do you currently allocate, or plan to allocate, to your mortgage each month?
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In this section we will ask you about your current savings and how much you plan to save each month.
You can enter zero or a negative amount if you currently have debts or no savings.
For our simulation, savings represent available cash you have that don't grow over time, this is different than APY offered by some savings account.
The savings period (how long you save for) is adjustable on the result page, allowing you to visualise your accrued savings over time.
Section 2 of 3: Savings
How much do you have now?
$
Section 2 of 3: Savings
How much do you plan to save each month?
$
Let's talk about your investments
For our projections, we assume an annual growth rate of 7%, based on the stock market historical after-inflation return as measured by the S&P 500.
The investment period is adjustable on the result page, allowing you to see your investments grow over time.
Section 3 of 3: Investments
How much do you have already invested or how much do you plan to invest initially?
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Section 3 of 3: Investments
How much do you plan to invest each month?
$
Thank you for filling out your answers, are you ready to see your results?